INSURANCE SERVICES NT

Business Insurance

Business insurance is an essential part of running any business and by setting it up correctly can provide your business with peace of mind for a range of things that could go wrong. If you are operating a business, chances are that you will need more than just property or liability insurance. Taking out the right insurance will help protect your business and minimise its exposure to risk.

 

Many insurers will offer Business Insurance packages which offer wide-ranging protection for your business under the one policy. Business insurance is completely flexible allowing you to combine multiple policy coverage’s‚ to individually tailor your policy to meet your specific business needs. At Able Insurance we are able to meet with you to discuss and tailor your insurance cover to suit your needs. Some common Business Insurance Coverage’s are;

 

Property Insurance

Damage to your buildings, contents and stock caused by fire & other listed perils including accidental damage.

 

Business Interruption Insurance

The shortfall in your business income caused by the interruption to your business after you’ve had an insured loss.

 

Theft Insurance

Theft of business contents or stock from your premises.

 

Money Insurance

Theft of money either from your premises, in transit or at your private residence.

 

Glass Insurance

Breakage of internal and external glass including signs.

 

Public & Products Liability Insurance

Your legal liability to pay compensation for personal injury or property damage you or your business may cause.

 

Machinery Breakdown Insurance

Damage to machinery including air conditioning units caused by breakdown. Refrigerated or frozen goods can also be covered against deterioration following a claimable breakdown.

 

Electronic Equipment Cover Insurance

Fire, theft, accidental damage, breakdown and business interruption cover for computers and electronic equipment.

 

General Property Insurance

Also called tools of trade cover, protecting your business items that are regularly removed from your business address. Can be cover for fire, theft and accidental damage. This cover is great for those tradies who carry their tools in a ute or trailer and leave on site.

 

Commercial Motor Insurance

Covering your business vehicles including sedans, utes, vans, heavy vehicles, trailers and plant & equipment.